An issue very near and dear to our hearts is our personal property. We are all subjected to contractors, repair technicians, movers, etc. coming into our homes or quarters. But, is every precaution being taken to insure it is properly safeguarded?
While you may be under the belief that the government will cover the loss of property taken while strangers are in your home, this is not necessarily the case.
The Personnel Claims Act is a gratuitous payment statute, which sets limits on the type of property, quantity and amounts, which can be paid by the government. A resident is expected to take extra measures to protect cash, valuable jewelry and other easily stolen items. This means such possessions should be kept locked up or even temporarily placed in your locked vehicle when there are strangers and workmen in your home. Always insure you keep the purchase receipt on file and have a current appraisal verifying the market value of the items. You also may wish to purchase private renters or homeowners insurance in an amount sufficient to cover your property.